forked from apoloz/alfa-bank-sdk
108 lines
3.1 KiB
PHP
108 lines
3.1 KiB
PHP
<?php
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/**
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* LARAVEL TINKER WORKFLOW: Secure Card Registration -> Payout by ID
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*
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* Scenario:
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* 1. User enters Card Number (PAN).
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* 2. You encrypt PAN and register it as a "Requisite" in Alfa Bank.
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* 3. You save only the `requisiteId` in your database.
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* 4. Later, you pay out to this user using only the ID (Zero PAN storage).
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*
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* Usage: Copy-paste into `php artisan tinker`.
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*/
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use Apoloz\AlfaBank\Core\AlfaBankConnector;
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use Apoloz\AlfaBank\Data\Common\RecipientData;
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use Apoloz\AlfaBank\Data\NominalAccounts\Beneficiaries\Requisites\CreateRequisiteRequestData;
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use Apoloz\AlfaBank\Data\NominalAccounts\Payouts\PayoffRequestData;
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use Apoloz\AlfaBank\Data\NominalAccounts\Payouts\PayoutRequisiteData;
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use Apoloz\AlfaBank\Requests\NominalAccounts\Beneficiaries\Requisites\CreateRequisiteRequest;
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use Apoloz\AlfaBank\Requests\NominalAccounts\Payouts\PayoffRequest;
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use Apoloz\AlfaBank\Services\PhpseclibCardEncryptor;
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// --- CONFIGURATION ---
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$nominalAccount = '40702810...';
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$beneficiaryId = 'BEN-123...';
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$rawPan = '4276000000001234'; // Вводится пользователем (не сохранять в БД!)
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$cardPubKeyPath = storage_path('certs/alfa_card_enc_key.pub');
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// 1. Setup
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$baas = app(AlfaBankConnector::class);
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$baas->login();
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// ==========================================
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// STEP 1: SECURE REGISTRATION (Tokenization)
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// ==========================================
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echo '--- Step 1: Registering Card Requisite ---
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';
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// A. Encrypt PAN for transport
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$encryptor = new PhpseclibCardEncryptor(file_get_contents($cardPubKeyPath));
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$encryptedPan = $encryptor->encrypt($rawPan);
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// B. Request Creation of Requisite in Alfa Bank
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$reqData = new CreateRequisiteRequestData(
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type: 'CARD',
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pan: $encryptedPan,
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beneficiaryId: $beneficiaryId,
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isMain: true
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);
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$reqData->sign($baas->getSigner());
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try {
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$reqResponse = $baas->send(new CreateRequisiteRequest($reqData));
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$requisiteId = $reqResponse->dto()->id; // E.g. "REQ-998877"
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echo 'SUCCESS! Card Registered.
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';
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echo "Requisite ID: $requisiteId (SAVE THIS TO DATABASE)
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";
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echo 'Mask: ' . substr($rawPan, 0, 6) . '******' . substr($rawPan, -4) . '
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';
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} catch (\Exception $e) {
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echo 'Registration Failed: ' . $e->getMessage() . '
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';
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return;
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}
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// ==========================================
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// STEP 2: PAYOUT (Using Requisite ID)
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// ==========================================
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echo "\n--- Step 2: Payout using Requisite ID ---
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";
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// Now we don't need PAN anymore. We use the ID we just got.
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$payoutData = new PayoffRequestData(
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type: 'FL_RESIDENT',
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accountNumber: $nominalAccount,
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recipient: new RecipientData($beneficiaryId),
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amount: '100.00',
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purpose: 'Выплата вознаграждения',
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// Instead of PAN, we provide the Requisite ID
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payoutRequisite: new PayoutRequisiteData(
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type: 'CARD',
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requisiteId: $requisiteId
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)
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);
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$payoutData->sign($baas->getSigner());
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try {
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$payResponse = $baas->send(new PayoffRequest($payoutData));
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$result = $payResponse->dto();
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echo 'Payout Sent!
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';
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echo 'ID: ' . ($result->id ?? 'N/A') . '
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';
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} catch (\Exception $e) {
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echo 'Payout Failed: ' . $e->getMessage() . '
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';
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}
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